The "A's" of Real Estate in Denver, Colorado

ABOVE GRADE FINISHED:  The portion of a home that is above ground, i.e. the livable or finished square footage.

ADJUSTABLE RATE MORTGAGE (ARM):  A mortgage loan with an interest rate that can change based on market fluctuations throughout the loan's lifetime.

APPRAISAL:  What an appraiser says a home is worth.  This value is based on how much comparable homes recently sold for in your neighborhood.

APPRAISAL GAP COVERAGE:  The difference between the contract price which covers an agreed upon difference between the purchase price and appraised value.  This is often used to accommodate appraised values that aren't able to keep up with fair market value.

ASSESSED VALUE:  The value assigned to a property that is used to determine its property tax rate.



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